(Certifying Question as to Whether an Insurer May Be Bound by Agent’s Representation of Coverage on Certificate of Insurance)

(Regulations Pertaining to Definitions of Insurance Code Section 790.03’s Terms Valid)

(Notice Prejudice Rule Required Insured To Pay Life Insurance Benefits As It Did Not Sustain Actual Prejudice As A Result Of Late Notice Of A Claim For Benefits)

(Per Person Policy Limit Included Claim for Loss of Consortium)

(Diminution Of Value Of Property Based On Limitation On Permitted Use Constituted Loss Of Use Of Tangible Property Under GL Policy)

Through recent enforcement actions, the Antitrust Division of the Department of Justice has shown its continuing vigilance in sanctioning information sharing that distorts the normal price-setting mechanisms for goods and services in the United States.